Never laugh at a Chinese

Never laugh at a Chinese

    A Chinese man walks into a bank in New York City  and asks for the loan
    officer. He tells the loan officer that he is going to China on business
    for two weeks and needs to borrow $5,000.

    The bank officer tells him that the bank will need some form of security
    for the loan, so the Chinese man hands over the keys to a new Ferrari
    parked on the street in front of the bank.
    He produces the title and everything checks out.

    The Loan officer agrees to accept the car as collateral for the loan. The
    bank's president and its officers all enjoy a good laugh at the Chinese
    for using a $250,000 Ferrari as collateral against a $5,000 loan.
    An employee of the bank then drives the Ferrari into the bank's
    underground garage and parks it there. Two weeks later, the Chinese
    returns, repays the $5,000 and the interest,  which comes to $15.41.
    The loan officer says, 'Sir, we are very happy to have had your business,
    and this transaction has worked out vey nicely, but we are a little
    puzzled. While you were away, we checked you out and found that you are a
    multi-millionaire. ... What puzzles us is why you would bother to borrow
    $5,000. The Chinese replies:  'Where else in New York City can I park my
    car for two weeks for only $15.41  and expect it to be there safely when I
    return.'